The cheque from my housemate for £600 cleared!! I am so happy. I honestly was beginning to think I would never see that money again, so the fact that I really do have it now is fantastic. I have already transferred it over from the UK to my Australian bank account, which will take about 5 days to do, and then I can put the bulk of it onto my American Express card. I owe my boyfriend some money that he leant me back in October (when we were in the UK), so I can pay him back too.

My credit card debt is getting smaller & smaller every week!
My aim is to have the credit card wiped clean by Easter - it’ll probably be sooner than that since the money from my housemate in the UK came through, but it’s nice to know that the end is getting close. There is a light at the end of it, as my mother said to me the other day. Then I can start chipping away at that personal loan, and finally start saving.

Starboy & I have decided to open a joint savings account, to start saving for our overseas trip next year. We have a goal in mind, and having a joint account that we can both deposit money into will be a great start. It’s our first joint “thing” (eg account, item etc), so it’s rather exciting for that reason too :)