Ugh, I’m really struggling with motivation now, even though the end of my credit card debt is near. I’ve been doing some shopping the last couple of weekends, and even though I can justify my purchases - textbooks for studying, and birthday presents for my boyfriend’s daughter - I’m still feeling the urge to shop, and to not save as much (or at least, putting it onto my Amex card to clear off the debt!) There are some clothes that I really like (and I don’t often buy clothes, I’m actually pretty restrained in that department, most of the time!), and some books from Amazon I’d love to read. So even though the end is in sight (if I focus, I can have the rest of my Amex card paid off before the end of the month!), I’m still struggling to stay on track, and keep progressing the same way I have been this year so far.

Any tips/suggestions on how to avoid temptation, and to keep saving hard to pay off the last $800 of my credit card?